Insurance & Risk Transfer Basics for Residential Contractors: EC-1107

Insurance & Risk Transfer Basics for Residential Contractors is a 2.5-hour online, self-paced continuing education course designed to help residential contractors understand practical insurance and risk-transfer concepts used in construction business operations. The course explains how insurance functions as one part of a broader contractor risk-management system, along with written agreements, safe work practices, quality control, customer communication, and organized project records. Topics include general liability insurance, completed operations awareness, workers’ compensation basics, employee versus subcontractor risk, commercial auto insurance, tools and equipment coverage, builder’s risk, umbrella/excess liability, surety bond awareness, certificates of insurance, subcontractor insurance documentation, additional insured and waiver of subrogation concepts, common coverage gaps, claims response, customer communication, and documentation practices that support contractor risk management.